Onboarding – Merchant Insight

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Onboarding with Confidence and Compliance

Accelerate merchant onboarding without compromising security or regulatory compliance. Merchant Insight provides comprehensive risk assessments powered by AI to ensure you accept trustworthy merchants from day one.

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Key Features of Merchant Onboarding

AI-Powered MCC Validation

Instantly view Merchant Insight’s AI-generated MCC suggestions and detect mismatches with self-declared codes to avoid merchant misclassification risks.

Global Compliance from Day One

Ensure full alignment with BRAM, VIRP, and the Global Brand Protection Program (GBPP) to prevent costly regulatory penalties and protect your brand reputation.

Custom Policy & Compliance Validation

Assess prospective merchants against your organization’s internal policies and local regulations through tailored rule-based analysis—ensuring compliance from the very first step.

Seamless Integration

Easily embed onboarding results into your existing systems via API for uninterrupted onboarding operations and real-time automation.

How Merchant Onboarding Works

1. Collect Merchant Data:

Gather merchant business details and website information securely and compliantly.

2. Verify MCC (Merchant Category Code):

Determine the appropriate MCC for the candidate merchant's declared line of business. Avoid identifying your candidate merchant with the wrong category.

3. Run Automated Risk Checks:

Our platform performs continuous checks on merchant security, domain info, hosting, and transaction behaviors.

4. Generate Risk Score & Insights:

Get AI-powered analysis and risk classification tailored to your regulatory needs.

5. Make Informed Decisions:

Use detailed risk reports and alerts to approve or flag merchants efficiently.

6. Integrate Seamlessly:

Embed onboarding results directly into your existing systems via API for faster workflows.

Why Choose Merchant Insight for Onboarding?

Reduce fraud exposure by screening merchants thoroughly before onboarding.
Accelerate onboarding timelines with automated checks and AI-driven decisions.
Ensure compliance with global and local regulatory standards including Mastercard BRAM and Visa VIRP.
Maintain full transparency with detailed risk reports and audit logs.
Secure API connectivity ensures smooth integration without data leakage.